Buy Now Pay Later Deals

In these challenging economic times, there are a growing number of stores that have Layaway.  While this a good option for some people, the main problem with a Layaway program is that you don't get to bring home your merchandise until it is fully paid for.  For some items, this is simply not practical.  Take Electronic Layaway for example.

We all know that technology is changing at a break-neck pace.  Whether it's the latest iPod creation from Steve Jobs or the hot new HDTVs, improvements seem to happen weekly.  This is what makes TV Layaway particularly unappealing to most savvy consumers.  Think about picking out a great HDTV to put on layaway, only to see vast improvements in the technology just months later. By the time you've made your final payment the TV you are bringing home is out of date.  I work for a  Buy Now Pay Later Online Shopping store that has an alternative to stores that offer Layaway and will let you get the latest technology much faster than Layaway.

Here is an example: we will ship you an amazing HDTV today and you can select your own TV Payment Plan.  Simply add the Toshiba 32” widescreen LCD HDTV (or any other product from Gettingon.com) to your shopping bag and our payment calculator will present you with three payment options.  If you select the Fast Option, we will ship your TV and you will make just 4 monthly payments of $144.75.  The Easy Option gives you 22 months to pay at just $30.80 per month.  Both of these Buy Now Pay Later TV options cost much less than making the minimum payment on a standard credit card with a 19.9% APR.  Gettington.com store credit is offered by WebBank*.

So, while Layaway might be a great option for in some cases, I really think that the payment options offered at Gettington.com make more sense when buying electronics.  Be sure to check out all of our Buy Now Pay Later Deals in every department on every product at Gettington.com.






**The Gettington.com store credit account is offered to US residents by WebBank who determines eligibility and qualifications for the terms of credit.

You just found out that your first baby is on the way.  You are filled with joy and excitement, and you feel like the next nine months cannot pass by soon enough.  But in addition to your baby needing those nine months for full development, you and your partner have a lot of preparation to do before the baby arrives.

Babies are expensive. With furniture, food, clothing, diapers and more, having a baby can add a lot of new costs to your current monthly expenses.  At Gettington.com, we want to help ensure that you are emotionally and fiscally prepared for the arrival of your little bundle of joy:

1.  Establish your baby budget –To begin, we recommend figuring out approximately how much your baby will cost you each month and over time. Write down all the various items you will need to buy in preparation for the baby and once the baby arrives.  You can research the average price of these items by checking in stores, online and with friends and family that recently had a child of their own.  Then calculate your total weekly, monthly and yearly costs based on the prices you found.  

2.  Save up – Once you have a rough estimate of what the incremental costs to your household budget plan will be, take stock of the money that you currently have available and how much you will have to save over the next nine months and beyond.  Create a budget for your current monthly expenses that will enable you to save money over time.  

At Gettington.com, it’s easy to stick to your new baby budget with our easy payment plans*. You can use the Gettington.com Payment Calculator to pick the payment plan that aligns best with your budgeting goals.  And while there are many stores with layaway, at Gettington.com you can buy now pay later for those big baby purchases and maintain your budget. 

For example, a great new item at Gettington.com is the Delta Crib N Changer.  This Delta 4-in-1 Crib converts to a toddler bed, day bed and a full size headboard and footboard! Crib has removable changing table with 3 shelves. There are 5 mattress support positions. Chest has a cabinet and one shelf. Comes with rolling under crib storage box.  This one piece of baby room furniture can replace buying a crib and changing table and toddler bed and big kid bed frame.  It currently retails on Gettington.com for $349.95.  Using the Gettington.com Payment Calculator you can choose the payment option that works best for your budget.  And with Gettington.com's flexible payment options you can pay for it all at once or you can finance furniture online. (Gettington.com store credit offered by WebBank**)

Pay Now - $349.95 (plus shipping and applicable taxes)
Fast Option - 4 payment of $90.46 (plus shipping and applicable taxes)
Easy Option - 21 payments of $20.00 (plus shipping and applicable taxes)


3.  Shop Smart – Online retailers like Gettington.com have a vast inventory of products for children and babies, and with regular deals and promotions, it’s easy to get a good bargain.

Shop our Kids & Toys section for anything from playpens and car seats to bedding and more.  Our Home section can also help you to get organized before the baby arrives.  And if you sign up for a Gettington.com account, you will be eligible for our weekly Goodie Bag (sm) specials.

There’s no doubt that your new baby will light up your life and keep you very busy, so take the time before the baby arrives to figure out your finances and that way you can spend all of your energy on taking care of your new arrival.  

If you have any additional baby budget advice, please share it in the comments section – we love to hear about our savvy shopping customers!


>> Shop Gettington.com


**The Gettington.com store credit account is offered to US residents by WebBank who determines eligibility and qualifications for the terms of credit.

Weddings are a wonderful way to celebrate the love that you and your partner share with the friends and family in your life.  But as anyone that’s planned a wedding can tell you, weddings are expensive!  As if the money spent on the rings and dress were not enough, considerations must be made for food, entertainment, venue, music, decorations, photography and much, much more.

Although you want to be with your partner “until death do you part”, I’m sure you’d like your wedding debt to be settled way before that.  At Gettington.com we want to help ensure that your day is as special and stress-free as possible so here are some helpful Wedding budgeting tips:

1.    Create a budget – Determining a wedding budget can be difficult.  To begin, we recommend you take stock of how much money you currently have available, how much you can save over time and how much you will need to finance your wedding.  The Knot offers a handy sample budget worksheet if you need help with the math: http://www.theknot.com/pl_budgetavg.shtml. 

Once you’ve created a budget for the wedding, you’ll need to create a budget for your expenses outside of the wedding so you are able to save money to put towards your special day. At Gettington.com, it’s easy to stick to your budget with our three ways to pay.  If you know how much you want to pay a month, you can use the Gettington Payment Calculator to pick the monthly payment plan that’s right for you.

2.    Save up – Wedding expenses can add up fast, so create your wedding budget and then create a plan to reach your budget goal.  Believe it or not, but, little changes can add up fast.  For example, cutting out that daily $4 latte can help you shed a few pounds to look great for your wedding pictures but can also save $1408 in one year's time for one person.  If you both cut out the latte, you may have saved enough to pay for the weeding photographer and videographer.  If you are addicted to your caffeine fix, consider buying a cappuccino machine and making your own latte at home.  I actually did this when I was saving for my wedding.  Gettington.com may save money on your cappuccino machine purchase by using one of our online payment plans to manage your budget appropriately.  If you tend to purchase items on a credit card and pay over time (not pay off your credit card at the end of the month), you may be able to save money with a Gettington credit account - offered by WebBank*.  Compare the interest you would pay on your own credit card versus a Gettington payment option to make the best selection for your budget.  Remember that saving money on interest is real money too. 


3.    Bargain shop – It’s easy to cut corners on certain wedding purchases, without sacrificing your vision; you just have to think outside of the box. An online shopping site like Gettington.com has a vast inventory of products for any occasion, including weddings, and with regular deals and promotions you may be able to do some online discount shopping to make your budget stretch farther. 

Shop our Home section for decorations or our Jewelry section for gifts for your Wedding party, even shop our Women’s sections for outfits to wear to the dress rehearsal,  showers or even your honeymoon.  And remember that unlike stores that have online layaway plans, with a Gettington.com easy payment plan you can buy now pay later online. 

Your wedding will be the most magical day of your life regardless of how much money you spend.  So take these pieces of advice to ensure a wedding that’s fun for you, your guests and your wallet.  

If you have any additional budget wedding advice, please share it in the comments section – we love to hear about our savvy shopping customers!

















*The Gettington credit account is offered to US residents by WebBank who determines eligibility and qualifications for the terms of credit.

Growing up in Indiana, basketball was pretty much the only sport that mattered.  Even though I got cut from the 8th grade team and now reside in Minnesota - my love for the game continues.  For me, there is nothing better than shooting hoops with my son in the driveway.  As soon as the snow melted here, we got the ball out and started playing.

My son stands all of 4-feet 4-inches tall, so his odds of making many shots on the 10-foot rim mounted on the garage are slim.  Fortunately, his grandfather gave him a an adjustable hoop like this one found at Gettington.com.  Last year we set it at 7 feet, but this spring that height is getting too easy for him, so I will be adjusting it up very soon.

When I am not playing basketball with my son, I am remodeling my basement.  My dream is to have a place where I can watch every minute of March Madness in all of it's glory while keeping an eye on my budget.  Gettington.com has the budgeting tools that allow me to consider finshing my ultimate basement with a TV Payment Plan.  When the time comes to buy, I am going to have a long look at the Sharp AQUOS 40" LCD 1080p flat panel. 

This TV has everything I want, from a unique color that makes it stand out from the standard black frames found on most sets to the FullHD of 1080p that really brings sports to life.  It also has super fast pixel response time of and wide viewing angles so you can view the television from virtually anywhere in the room. 

What I think is cool about our online shopping site is that every product can be buy now pay later deal.  The way you pay is really up to you.  For me, having options to pay over time is really important.

When the sun sets on another early spring day in the upper Midwest, look for me to bunker down in front of my dream television in my dream basement while dreaming of hitting that game winning shot back in 8th grade (hey, I was the best player on the "B" team!)

Buy it now, Get it now, Pay over time

Gettington payments options are a better alternative to layaway, designed to give you the products you want now while helping you manage your budget at the same time.  With every purchase, you choose the option that's best for you.  Simply pick the easy payment plan that fits your budget and life. 

Gettington Payment Plan Options:

   
4 Monthly Payments with Gettington Credit
Annual percentage rate 14.9% , non-variable




Pay Over Time with Gettington Credit
Annual percentage rate 19.9%, variable


The Fast Option and Easy Option offer low interest rates and the flexibility to pay off the balance in the timeframe that you choose.  And because Gettington is dedicated to helping you make smart financial decisions, Your Shopping Bag and payment calculator will follow you throughtout the online shopping store, so you will always know how much you will pay.  Don't forget to visit Gettington.com often for new buy now pay later deals. 

To learn more about Gettington Credit and how it can benefit you, see our Credit Promise.